The last I read, payment terms with Illinois were 1 or 2 years and there were 9 BILLION dollars of unpaid bills in desk drawers, plus 100 BILLION dollars of pension cost, not even on the books.
http://www.huffingtonpost.com/2013/04/11/illinois-unpaid-bills_n_3056849.html
Who are you selling to that really is not creditworthy, and is actually a bigger risk to your cash flow than you want to know about? Kicking the can down the road on business decisions always catches up somewhere at an inconvenient time.